Knowledgeable Medicare Planning Lawyer In Knoxville
Medicare planning involves implementing tools that help to give you access to health care services you may need as you age. For most, this critical task is challenging without legal guidance.
From the office of Scott B. Hahn Attorney at Law, I provide families in the Knoxville region of Tennessee with knowledgeable elder law and Medicare planning services. I am attorney Scott B. Hahn, and you can rely on my 35 years of experience to protect your future or the future of an elderly loved one.
Understanding Medicare And Its Various Parts
Medicare is a federal health insurance program created primarily for individuals aged 65 and older. However, it also covers certain younger people with disabilities and individuals with end-stage renal disease.
Medicare is divided into several parts to provide different types of coverage:
- Part A: Covers inpatient hospital stays, skilled nursing facility care, hospice care and some home health care
- Part B: Covers certain doctors’ services, outpatient care, medical supplies and preventive services
- Part C (Medicare Advantage): An alternative to Original Medicare that allows private health insurance companies to provide Medicare benefits
- Part D: Provides prescription drug coverage
The Initial Enrollment Period (IEP) for Medicare starts three months before you turn 65 and ends three months after your 65th birthday. Enrolling within this window helps you avoid late enrollment penalties and receive timely coverage.
Special Enrollment Periods (SEPs) may apply under certain circumstances, offering additional flexibility. For instance, if you retire and lose employer-sponsored insurance, you may qualify for enrollment in a plan outside the usual enrollment periods.
The Importance Of Medicare Planning
Planning for Medicare is essential, as it helps ensure you receive the maximum benefits available and avoid unnecessary out-of-pocket expenses. Other notable reasons for Medicare planning include:
- To maximize coverage for your specific health care needs
- To better manage costs by selecting the appropriate plan options and avoiding unexpected expenses
- To create a plan for potential long-term care needs and other future health care expenses
While Medicare planning can be complicated, I can help you understand each element and put a plan in place that offers long-term benefits.
Start Your Medicare Planning Today
I am located in Knoxville, and I urge you to call me at 865-433-6798 or contact me online to schedule a consultation. Rest assured that I will personally handle every aspect of your Medicare planning and elder law needs.